CIS - Credit Info System
CIS: Secure Consent Management & Credit Info Integration Middleware
CIS (Credit Info System) is a high-availability, mission-critical financial gateway and compliance middleware designed for seamless integration with Credit Info Georgia. It acts as an automated bridge between partner money transfer channels and the credit bureau, managing client consents, validating transaction payloads, and orchestrating daily XML batch reporting with full automation.
Core Capabilities & Channel Integration
- 6-Month Consent Lifecycle Engine
Timezone-aware compliance logic that tracks and enforces the 6-month consent rule on the Tbilisi calendar, calculates expirations, and provides instant consent status checks for partner channels.
- Daily XML Batch Orchestration
A background process that aggregates pending transactions, generates compliant XML/ZIP packages for Credit Info, and uploads them to the bureau API. The daily run time defaults to 18:00 Tbilisi time and is fully configurable.
- Strict Schema Validation
Multi-layered validation of identity documents, country codes, currencies, and transfer codes so only compliant data is queued for reporting.
Strategic Monitoring & Intelligent Automation
- Intelligent Token Management
Smart caching of Credit Info API credentials to reduce redundant calls and keep gateway communication continuous.
- Automated Retries & Alerts
Built-in retry handling on upload failures. If retries are exhausted, administrators receive email alerts and can recover the package from the admin panel.
- Operational Integrity & Auditing
Full audit trail of channel requests, reporting events, and API responses for complete operational transparency.
Technical Excellence & Integration
- Ultra-Modern Stack
Built on a high-performance, scalable backend and a modern administrative frontend designed for enterprise workloads.
- Developer-Centric API
Secure, well-documented API endpoints that let partner channels query consent status and submit transaction payloads with ease.
- Secure Admin Portal
SSO-integrated, role-free administrative dashboard for support staff to monitor batch health, download failed packages, and trigger manual retries.
- High-Performance Storage
Efficient storage with automated cleanup of successfully uploaded packages to keep the system footprint lightweight.
Next-Gen User Experience
- State-of-the-Art UI/UX
A clean, data-driven administrative panel with KPI cards, transaction journals, and system log viewers for professional operators.